About this site
Business Insurance Checker is a free tool that helps UK business owners work out which insurance they actually need — what the law requires, what's recommended for their sector, and what clients tend to ask for.
Who runs this site
Business Insurance Checker is operated by Ninayra Ltd, a company registered in Scotland, company number SC858454, registered office: Office 2/3, 48 West George Street, Glasgow G2 1BP.
Independent and neutral
This site is independently run. It is not owned or operated by any insurer, broker, or price-comparison service. The results the tool gives you are based on published UK rules and sector guidance — not on what any insurance company would like to sell you.
Affiliate disclosure
Some links on this site point to insurance providers. If you click one of those links and go on to buy a policy, we may earn a commission. This costs you nothing extra — the price you pay is the same whether you arrive through our link or go to the provider directly.
These commissions help keep the tool free to use. They do not influence what the tool tells you: the questions, the results, and the order anything appears in are set by the rules and guidance behind the tool, not by who pays us. If a type of insurance isn't required or recommended for your situation, we say so — whether or not there's a link attached.
Not advice
The tool organises publicly available information into a personalised summary. It is general information, not legal, financial, or insurance advice. For decisions specific to your business, speak to a regulated broker or adviser.